body {
	background: #d0c36f url(../images/body-bg.gif) top repeat-x;
	margin:0;
	font-family: Arial, Helvetica, sans-serif;
	font-size:11px;
	text-align:center;
}
h1 {font-weight: bold; color: #9A8348; font-size: 18px; margin-bottom:5px;}
h2 {font-weight: bold; color: #9A8348; font-size: 15px; margin-bottom:5px;}
h4 {font-weight: bold; color: #9A8348; font-size: 14px; margin-bottom:3px;}
h6 {font-weight: bold; color: #9A8348; font-size: 12px; margin-bottom:3px;}
.clr { clear:both}
.gold {font-weight: bold; color: #9A8348;}
/********** MAIN LAYOUT STYLES ***************/
#wrap {width:100%; background:white;}
#topcontainer { margin:0 auto 0 auto; text-align:left; width:708px;}
#container { margin:0 auto 0 auto; text-align:left; width:708px;}

#top {margin:10px 0 0 0; text-align:left; padding:0; height:131px; font-size:9px}
#top-print {display:none;}
#top img {float:left;}
#top #nav {width:700px; height:; padding:0; margin:0; font-size:10px; float:left; }
 	#top #nav #navbar {margin-top:-1px;  height:26px; float: left;}
	#top #nav #navbar a { float:left; padding:17px 5px 13px 5px; color:black; text-decoration:none; background: url(../images/nav-bg.jpg) repeat-x; border-right:1px solid #d0c36f; }
	#top #nav #navbar a:hover, #top #nav #navbar a.selected {padding:17px 5px 13px 5px; color:white; text-decoration:none; background: url(../images/nav-bg-over.jpg) repeat-x;}

	#top #nav #navbar a#navHome { padding:17px 6px 13px 14px; background:url(../images/nav-leftEnd.jpg) top left no-repeat;}
		#top #nav #navbar a:hover#navHome, #top #nav #navbar a.selected#navHome { padding:17px 6px 13px 14px; background:url(../images/nav-leftEnd-over.jpg) top left no-repeat;}

	#top #nav #navbar a#navPayday { padding:17px 11px 13px 5px; background:url(../images/nav-rightEnd.jpg) top right no-repeat;}
		#top #nav #navbar a:hover#navPayday, #top #nav #navbar a.selected#navPayday { padding:17px 11px 13px 5px; background:url(../images/nav-rightEnd-over.jpg) top right no-repeat;}

#content { padding:15px 0 0 20px; background: white;}

#text { width:559px;  float:left; margin:0 0 0 0; padding:0 0 10px 0;}
	#text a { text-decoration:none; color: #CC6600;}
	#text p {margin:2px 30px 4px 30px; font-size:14px}
	#text p.icons img {margin:0 0 0 0;}
	#text h1 {margin:2px 30px 4px 30px;}
	#text h2 {margin:2px 30px 4px 30px; color:#000000}
	#text h1 img {margin-left:20px;}
	#text ul, #text ol {margin:12px 180px 12px 50px; font-size:14px; background-color:#DFD8BA; padding-top:5px; padding-bottom:5px;}
	#text li { margin-bottom:3px;}
	#text table {margin-left:30px;}
	#text #example-table {text-align:left; background-color:#DFD8BA; font-size:12px; }
	caption {text-align:left;margin-left:30px; background:#9A8348; color: white; font-weight:bold;margin-top:10px;}
	#text span.yes { background-color:#9A8348; color: white; font-weight:bold; padding:1px 5px;}
#right {float:right; width:90px; height:300px; margin:0 0 0 0; padding:0 0 0 20px; border-left:1px solid #9A8348;}

#text #privacy p {margin:1px 30px 2px 30px; font-size:10px}
#text #privacy h2 {margin:6px 30px 2px 30px; font-size:12px; font-weight: bold; color: #9A8348; }
#text #privacy ul, #text #privacy ol {font-size:10px; padding-top:2px; margin-top:2px; padding-bottom:5px;  background:white;}

#footer { clear:both; background:#d0c36f url(../images/bevel-lower.jpg) top repeat-x; height:155px; padding:0;}
	#footertext {margin:0 auto 0 auto; text-align:left; width:700px; padding:20px 0 0 0;}
	#footertext a { text-decoration:none; color:#FFFFFF;}
	#footertext a:hover { text-decoration:underline; color:#FFFFFF;}
	
	/********** FORM STYLES ***************/
form {margin:0; padding:0;}
input, textarea {border:1px solid #9A8348; font-family:Arial, Helvetica, sans-serif; color: #993300; font-size:12px; padding:2px 4px;}
input.submit { background-color: #CC0000; font-size:12px; font-weight:bold; color:white;}
.req { color:#CC0000; font-weight:bold;}