We can all find ourselves in financial difficulty from time to time and in need of a little help to cope with a particular expense. When these situations arise, one option is to turn to home collected credit companies.
What are home collected credit companies?
Home collected credit companies are companies which provide cash loans and collect the repayments, usually on a weekly basis, from your home. These arrangements are sometimes also referred to simply as home credit, or home collected loans. Many people favour them for the convenience of having their payments collected in cash from their homes, because they don’t want to take out a secured loan or in some cases because they don’t have a bank account.
What should I check when choosing between home collected credit companies?
As with any loan or financial commitment, you will want to choose carefully and you should compare the cost of products available to you thoroughly before entering into any legally binding agreement. It’s also vital to ensure that you choose a company with clear documentation on how much you can borrow and, more importantly, how much you will have to repay so you know there will be no nasty surprises. You can make sure that these essential requirements are met by checking that your lender is a member of the Consumer Credit Association and licensed by the Office of Fair Trading, as Ealing Trading is.
Why Ealing Trading?
Just as you would choose an established builder if you were renovating your home, so you want the peace of mind that comes with dealing with an experienced firm when it comes to something as important as your finances. Ealing Trading has been around since 1955 so you can be confident that we know our business inside out, but we’ve also retained the personal touch of a family-run firm.
Ealing Trading offers the ultimate convenient loan. One of our friendly agents will come to your house and complete your application with you. Once you’ve been accepted, they’ll call weekly to collect your repayments in cash, so they’ll get to know you and you’ll get to trust them.
Some home collected credit companies offer larger loans over extended periods, but at Ealing Trading we believe that short-term loans of smaller amounts are more suitable for our customers’ needs as it means you can clear your loan quickly and avoid excessive debt. If, however, your circumstances should change unexpectedly, you can talk to your agent and they’ll do their best to come to an arrangement you can manage. We won’t charge you any default or late payment interest and we guarantee there are no hidden charges of any kind with our loans.
Ealing Trading offers home collected cash loans in Essex, Northamptonshire, Hertfordshire, Bedfordshire and Buckinghamshire. Why not tell a friend about our loans to so we can help as many people as possible in these areas.
Enter your postcode below to begin your online application today.