Short Term Loans

Short term loans

calendar for managing short term loan repayments

Short term loans for small amounts are ideal for anyone who is having a minor and temporary financial crisis, for example, unexpected car repairs which can throw even the best organised finances into a spin. A short term loan is exactly what it sounds like – a reasonably small amount of cash (amounts and interest rates vary so a personal quote is essential) to be paid back in a matter of weeks.

With over 50 years of experience, we understand that a repayment period of fifteen weeks better suits most of our borrows. This balance ensures affordable repayments at an acceptable interest rate.

Enter your postcode below to begin your online application today.


How do your small loans work?

Short term loans with affordable weekly repayments are a manageable choice for most people, as it breaks down the payments enough to budget into your weekly outgoings in almost every circumstance.

Losing a large chunk of a pay packet when things are already tight can lead to further debt, which is the last thing we would want for our borrowers. However, our short term doorstep loans are less likely to lead to a problem as the repayments can be under £10 a week for a smaller loan, which is a realistic, manageable payment for most.

By paying one of our friendly agents in person every week, it gives borrowers a chance to discuss problems in the comfort and privacy of your own home, making sure things are under control and don’t escalate.

Can short term loans can be repeated?

people holding a piggy bank preparing to pay back their short term loan

Short term loans can be repeated if you find you need it, but with the bowers at the heart of everything we do, we are keen to make sure that this isn’t happening too often. A personal visit from your agent means that your payment book is kept up to date, allowing you to easily see at a glance how much you owe. We’ve found that this really helps our borrowers manage their budgets.

Companies vary in what they offer, but we typically offer a further personal loan of no more than £100, and not within two months of any previous increase. This is to prevent people borrowing beyond their means when it comes to taking out too many short term loans.

Anyone who feels like a little extra cash would be handy and can afford any additional repayments is welcome to call the office to discuss an increased loan with their personal agent. Your agent will double-check that increasing a loan is manageable for you, as affordability is always key. Of course, anyone who can pay off their loan early is encouraged to do so, thereby saving interest payments.

Ealing Trading offer short term loans in:





Leicester and



Will taking out a small loan affect my credit rating?

Credit ratings are used by lenders to decide whether to loan money to someone. Part of this includes noting any loans you have taken out in the past, and whether you pay them back on time.  Someone with a history of unpaid debt is likely to have a poor credit record, as is someone who has never borrowed money – because the lender can’t be sure that they are a good risk.

When it comes to a small loan from Ealing Trading, as long as you stick to the terms of your loan and repay it as agreed, it shouldn’t have a negative effect on your credit rating.


How much can I borrow?

At Ealing Trading, we offer small cash loans of £100, £150 and £200. If it’s your first time borrowing from us, we’ll offer a loan or shopping vouchers to the value of £100. These small loans are designed to bridge the gap when someone has an urgent expense. So if your car breaks down or you need to pay an unexpected bill, short term loans are designed to help you to get back on your feet.


Contact us or enter your postcode below and begin your online application today.