Small Loans

Sometimes the unexpected happens, and you need just a small sum to tide you over. Small loans of £100, £150 or £200 from Ealing Trading are short-term solutions that can make the all the difference when faced with an urgent bill or expense.

Applying for a small loan online

It’s easy to apply for a small loan online, using our simple application form.  This is quick to fill out, and we ask for just a few basic details including your name, your address, and the amount you wish to borrow. Once we have your details, we’ll get in touch to let you know if your application has been successful.


How our small loans work

family in need of a small loan Our small loans are designed to act as a short-term stopgap. After we’ve undertaken a quick credit check, we’ll visit you in your home to talk through the terms and help you fill out the paperwork. We’ll then arrange to deliver the money directly to your door. One big advantage of our small loans is that there’s no need for you to have a bank account, so they’re open to everyone (subject to a credit check).

We ask that you begin your weekly repayments 7 days after receiving your cash, and our friendly agents will visit you at home to collect your payments, making it really simple to manage. You’ll be given a repayment book so that you can keep track of your loan, and you’ll always know exactly how much you’ve repaid and how much is outstanding. Nobody wants to be locked into a long-term debt, so we ask that all loans are repaid within 15 weeks.

We offer affordable interest rates on all our loans. As an example, if you borrow £100, you will make 15 weekly repayments of £10, for a total repayment of £150. If you repay the money sooner, you may qualify for an interest rebate. Find out more about our different types of small loan:

Will taking out a small loan affect my credit rating?

people looking over finances on laptop Credit ratings are used by lenders to decide whether to loan money to someone. Part of this includes noting any loans you have taken out in the past, and whether you pay them back on time.  Someone with a history of unpaid debt is likely to have a poor credit record, as is someone who has never borrowed money – because the lender can’t be sure that they are a good risk.

When it comes to a small loan from Ealing Trading, as long as you stick to the terms of your loan and repay it as agreed, it shouldn’t have a negative effect on your credit rating.

How much can I borrow?

At Ealing Trading, we offer small cash loans of £100, £150 and £200. If it’s your first time borrowing from us, we’ll offer a loan or shopping vouchers to the value of £100. These small loans are designed to bridge the gap when someone has an urgent expense. So if your car breaks down or you need to pay an unexpected bill, short term loans are designed to help you to get back on your feet.